I’m Done Living Paycheck to Paycheck 

So, I’ve been dealing with a lot of financial worries lately, because I’ve been trying to make it work paycheck to paycheck. And I just made this realization. I don’t have to live like that. I can cut a few things from my weekly expenses.

Like all that fast food. 

I will start going to the grocery store and getting things I know I will need for the week. While that sounds more expensive at first glance, it beats spending $100 a week on unhealthy, at this point disgusting food. 

I am going to create my monthly budget, and share it with you guys on here. I will also share my progress report with you: how my $12 savings account will hopefully start to grow as my expenses shrink. 

Keep in mind, I said hopefully. 

I’m going to put my adulthood to the test, and see how it works. 

Before I sign off, here’s one very important budgeting tip I have for you. 

Always Overestimate. 

When it comes to expenses, overestimate every single one to the nearest ten. For example, my monthly phone bill is $45. I overestimate that to $50, and I come out a little on top every month. It’s not much at first, but you’ll see quite a difference if you do this round up with every expense. 

That’s all I’ve got for you right now, but I promise I’ll visit soon and share my progress with you all. 

4 thoughts on “I’m Done Living Paycheck to Paycheck 

  1. You’ve made some very wise choices that will yield great results! What will you do with the money you come out on top with at the end of the month? I’d also go to the grocery store on a full stomach and with meals planned so you don’t pick up everything that looks tasty and you have ingredients that combine to make a meal. Sounds silly but I can remember times that I spent more on groceries than I wanted and came home to no two things combining to make a dish much less a meal 😉

    Liked by 1 person

      1. Also, if you’re striving for healthy and budget friendly, purchase the bulk of your items from the outside parts of the store (fresh produce, meat, etc.), the more you get from the aisles, the less healthy it tends to be. To a healthy lifestyle and bank account! ❤

        Liked by 1 person

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